Louisiana USDA Loan

Choosing the suburban life has its benefits, especially when you are eligible for USDA loans in Louisiana. With
100% financing and flexible underwriting requirements, there’s a lot to love about USDA loans.
Learn how we can help you secure this flexible financing option.

USDA Loans Work Best For

Louisiana USDA Loans are a great option for First Time Home Buyers and Repeat Home Buyers.  

Home Buyers who don’t need to live inside major city limits will find the USDA Rural Development Loan a Great Option. 

USDA Offer flexible underwriting, low mortgage payments and the ability to buy a home with $0 down. 

How To Get A USDA Rural Development Loan

  • $0 Down Paymnet
  • Credit Score of At Least 600 for manual approvals or a 640 Credit Score for the Easier Automated Approval. 
  • 2 Year Work History with No Gaps Over 6 Months 
  • A Debt to Income Ratio Under 45% 
  • Meet the income requirements shown here
  • A Home Located in an Eligible Area Which You Can See Here
Louisiana USDA Loan

See What You Qualify For

Take the first step in owning a home.  Complete our quick quiz and see what you qualify for. 

Why Choose An Louisiana USDA Loan

  • No Down Payment Required
  • Seller Pay Up to 6% of Your Closing Costs 
  • PMI is the lowest of all programs
  • Low Rates
  • Will Consider Prior Credit Issues
Louisiana USDA Loan

What Homes Qualify?

USDA requires any home you buy to be a primary residence. It must also meet the same standards of FHA Homes. 

  • All items must work: Heating, Cooling, Electrical, Sewer etc. 
  • Must have a sound foundation
  • Broken glass, chipping paint, missing guard and hand rails are all things that would need to be fixed.  

The Bayou A Home Plan

Complete 60 Second Questionnaire

We’ll get some important info about you to determine what products you qualify for.

Book a 15 Minute Call

Quick call to discuss your information and learn more about your goals and budget. 

Get Your Money Saving Plan

Get a Step-by-Step plan to owning a home you’ll love with a payment you can afford. 

What Next?

Home Buyer Articles

Check Out All Of Our Blogs to Understand The Mortgage and Home Buying Process

Calculate Your Payment

Our Free Mortgage Calculator allows you to calculate your payment.

Book A Call

Grab a Free 15 Minute Phone Call to discuss your options and ask any questions you’d like answered.