We offer low home loan rates
with flexible credit options

We'll shop dozens of lenders to find you the best rate...
even if you've had past credit issues or don't have a huge down payment

Let Us Help You

What's Your Situation?

I am looking to

Purchase a

I want to

Refinance my Home

I need help

I've Been

Don't Just Take Our Word For It

"Hands down the best experience purchasing our home I could have asked for. I would do business with them a thousand times over. "

Jessica - Moss Bluff, LA

You don't have to do this alone


The credit score required to purchase a home will vary based on the loan program you want to use.  Typically we can assist borrower’s with scores of at least 580 however with exception we can go lower. 

Learn More Here

No. They myth of 20% down is one of the biggest myths still around. We have loan options that allow you to purchase a home with $0 down payment and others that only require 3.5 % down.

Learn more about down payments here

The biggest mistake most first time home buyer make is contacting a realtor first and looking at homes. In order to have the most success, with the least amount of hiccups you want to speak with a lender first to know if and what you can qualify for. 

We are able to assist many home buyers who have been denied by other lenders. When working with large online lenders and inexperienced loan officers they often don’t have a firm grasp of the guideliness or they have extra rules we don’t have. If you’ve been turned down we’d love to help give you a second opinon. 

Bayou Mortgage is a locally owned mortgage broker. Being a broker gives us the flexibility to shop dozens of lenders on your behalf to make sure we find you the lowest rate. Since we don’t have 27 levels of middle management to pay for we are able to pass the cost savings on to you our clients. 

Frustrated With The Process

You've Got This!

Hey I'm Channing.

If you’re here then chances are you are thinking about purchasing or refinancing your home and you’re wondering how to do that.I know how frustrating it can be to try and figure this out on your own. 

When I got into this industry in 2015 I developed a passion to help people from all financial backgrounds own a home. I’ve helped hundreds of people buy their first home and I’d love to help you next!


1912 Southwood Drive Lake Charles, LA 70605

Bayou Mortgage- Mortgage Broker- Louisiana

Copyright © 2019 | Bayou Mortgage LLC | NMLS# 1845349 | Licensed to Do Business in the State of LA | Bayou Mortgage is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, or age. Bayou Mortgage is a licensed mortgage broker.

See What You Qualify For

*We don’t sell or spam your information and you will only be contacted in the manner you choose. This info is for Bayou Mortgage Only 

Rates are at
all time lows!

See How Much You Can SAVE!

See What You Qualify For

*We don’t sell or spam your information and you will only be contacted in the manner you choose. This info is for Bayou Mortgage Only