Home Loans & Refinancing

Get A Mortgage From People Who Care 💙

We’re here to make buying a home simple, clear, and stress-free — giving you the tools and guidance to feel confident every step of the way.

Today's Mortgage Rates

Are you considering the purchase of a new home or thinking about refinancing your existing mortgage in the beautiful state of Louisiana? We understand that finding the right mortgage rate is a crucial step in making your homeownership dreams a reality. Here, we provide you with the most up-to-date information on mortgage rates specific to Louisiana.

Get The Mortgage That's Right For You
With Bayou Mortgage

Hey there! At Bayou Mortgage, we’re like matchmakers for home loans. We’re all about finding the best loan for you, whether you’re into no down payments, making a big down payment, looking at a tiny house, or dreaming big with a mansion. Just tell us about yourself and your dream home, and we’ll hook you up with the smartest loan deal.Explore our diverse range of home loan options, including:

We're In The Business of Changing Stories

Buying a home is a big deal. Whether you are purchasing your first home, buying an investment property, or refinancing, our team can help you make your dream a reality.

How Do Buying A House Work?

Step 1

Set Your Budget and Save For Your Down Payment

It’s important to set your budget before you start looking for homes. You’ll want to make sure you know what you can spend each month as well as saving for a down payment.

Step 2

Get Pre-Approved

Getting pre-approved is the next step in the home buying process. You’ll want to work with a reputable and experienced loan offier to learn what you can be approved for.

Step 3

Connect with a Realtor, Find A Home, & Sign A Contract

This is the exciting part when you can begin house hunting! Connect with a good agent who will work for you to find the best home. Make and offer and go under contract.

Step 4

Underwriting & Closing

Finally you’ll go through the underwriting process including reviewing your finances, inspections and appraisals, and then you can close on your new home!

Lower Rates. No Lender Fees.

The Bayou Mortgage Process

Take The Home Buyer Quiz

Our home buyer quiz will help you discover what you qualify for. Answer the simple questions to see what programs will the be best for you.

Talk With An Mortgage Coach

One of our loan experts will walk you through your results. You’ll learn what payment to expect, interest rate, down payment and loan terms.

Start Shopping For Homes

Armed with a pre-approval letter, confident in your budget and our experts on your team, you’re ready to start shopping for the perfect home