What Credit Score is Needed to Buy a House?
What Credit Score is Needed to Buy a House? You should have a credit score of at least 580 if you want to buy a
Let us shop for you. With access to over 100 lenders, no lender fee’s and simple online process, you’ll be able to purchase a home without the stress.
We get it, you just want to buy the home you love without having to eat rice and beans for the next 30 years. At Bayou Mortgage we understand just how frustrating getting a mortgage can be. It’s even worse if you don’t trust that your lender.
We believe everyone deserves a great rate. You shouldn’t have to settle for a high rate just to get “good service”. We’ll shop 100’s of lenders to find you the lowest rate and we won’t charge any lender fees. 100% transparent process.
Let us take out all the stressful parts. High rates and pushy sales people isn’t our thing. Just smart and friendly loan experts ready to help you move into the house you loc
Are you a first-time home buyer looking for more information on buying your first home? Check out our first-time home buyers guide today.
Find the right loan program is key in financing the home you love. We have programs that offer no down payment, low down payment, flexible credit options.
Learn about each step in the home buying process. We’ll guide you through each one and help you determine if you’re ready to purchase a home and what your next steps are.
Our free home buyer quiz will help you discover how much you’ll money you’ll need to put down, what you credit score needs to be, and what your price range should look like.
Our home buyer quiz will help you discover what you qualify for. Answer the simple questions to see what programs will the be best for you.
One of our loan experts will walk you through your results. You’ll learn what payment to expect, interest rate, down payment and loan terms.
Armed with a pre-approval letter, confident in your budget and our experts on your team, you’re ready to start shopping for the perfect home
Worried you’ll pay too much for your home loan?
We are too! If you don’t think you should have to sacrifice a good experience for a low rate we’re right there with you.
Maybe your lender doesn’t respond or explain things.
We’ve got your back from start to finish on this house and any others you may buy in the future.
We'll handle shopping multiple lenders for you. It can take weeks to search for the best rate with each lender alone. We'll do it in about 5 minutes.
You get a team of experts who only do home loans. You'll know exactly what you should do and when. Not sure which loan is right? We can help. Should you buy now or wait? We can help!
We don't like paying fees and I bet you don't either! So you won't pay any lender fees when you work with us. Buying a home is expensive enough without adding in additional charges.
No one wants to lose the house they love because the bank can't close the loan on time. While many lender take 60-90 days to close loans we'll get them done in 30 days or less. We move at your speed.
You'll get access to hundreds of lenders and their wholesale rates. Lower rates = lower payments. Since we run with al lot less overhead than most banks we pass those savings to you
Select a date to book a book a call with one of our loan experts. We won’t overwhelm you with calls or emails after booking.
What Credit Score is Needed to Buy a House? You should have a credit score of at least 580 if you want to buy a
How much does it cost to buy a house? It could be less than you think! You could spend $0 buying a house or more
How long a pre-approval is good for can vary, but generally they will last for at least 90 days before they need to be refreshed.
Bayou Mortgage is a Mortgage Broker NMLS # 1845349 Equal Housing Lender
791 Bayou Pines E Unit # 5 Lake Charles, LA 70601