Home Loans & Refinancing
Get A Mortgage From People Who Care 💙
Buying a home can be a big step, but we make it easy and friendly. Whether it’s your first home, a new home, or a place for your future, we’re here to guide you every step of the way. Let’s make your dream home come true together!
Today's Mortgage Rates
Are you considering the purchase of a new home or thinking about refinancing your existing mortgage in the beautiful state of Louisiana? We understand that finding the right mortgage rate is a crucial step in making your homeownership dreams a reality. Here, we provide you with the most up-to-date information on mortgage rates specific to Louisiana.
Get The Mortgage That's Right For You
With Bayou Mortgage
Hey there! At Bayou Mortgage, we’re like matchmakers for home loans. We’re all about finding the best loan for you, whether you’re into no down payments, making a big down payment, looking at a tiny house, or dreaming big with a mansion. Just tell us about yourself and your dream home, and we’ll hook you up with the smartest loan deal.Explore our diverse range of home loan options, including:
We're In The Business of Changing Stories
Buying a home is a big deal. Whether you are purchasing your first home, buying an investment property, or refinancing, our team can help you make your dream a reality.
How Do Buying A House Work?
Set Your Budget and Save For Your Down Payment
It’s important to set your budget before you start looking for homes. You’ll want to make sure you know what you can spend each month as well as saving for a down payment.
Getting pre-approved is the next step in the home buying process. You’ll want to work with a reputable and experienced loan offier to learn what you can be approved for.
Connect with a Realtor, Find A Home, & Sign A Contract
This is the exciting part when you can begin house hunting! Connect with a good agent who will work for you to find the best home. Make and offer and go under contract.
Underwriting & Closing
Finally you’ll go through the underwriting process including reviewing your finances, inspections and appraisals, and then you can close on your new home!