Learn About Buying a Home

Making sure you have all the information you need to make the best decision is our #1 goal! We’ve compiled a ton of tips, tricks, and helpful info

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First-Time Home Buyer

What Is AUS?

What Is AUS?

If you are currently going through the mortgage process you may have heard of aus.  AUS stands for Automated Underwriting System. The aus in mortgage

FHA Loans

What is an FHA Loan

What is an FHA Loan: 2022 Guide

What Is an FHA Loan? An FHA loan is a mortgage product that is backed by the Federal Housing Administration. The FHA is part of HUD

FHA Loan After Bankruptcy

How To Get An FHA Loan After Bankruptcy

Filing for bankruptcy is a big deal, that can be life-changing in many ways. However if you’ve filed bankruptcy know that about 1.5 million people

FHA Student Loan Guidelines

2022 FHA Student Loan Guidelines

1 out of every 8 people have student loan debt in the United States. There is 1.748 TRILLION dollars of student loan debt in our

FHA 203k Loan

FHA 203k Loan Guide

Did you find your dream home only to find out that it doesn’t pass the appraisal? Homebuyers find a home but it’s in less than

FHA Loan Down Payment Requirements

FHA Loan Down Payment Requirements

What Are The FHA Loan Down Payment Requirements? One of the best things about FHA loan is the low down payment requirements.  The minimum down

Mortgage 101

What is a Move In Ready Home

What is a Move In Ready Home?

For some, purchasing  a home where no repairs are needed is a welcome relief of anticipated stress. When shopping for a home the words they

Mortgage Points

Mortgage Points: Should I Pay Them

If you’ve been speaking with a loan officer or are looking into buying a home, you may have heard the term, points, before. But what

What Are Mortgage Reserves

What Are Reserves in Mortgage

What are reserves in mortgage?  Are you in the process of purchasing a house or you want to purchase a house but you’ve been told

What is Manual Underwriting

What is Manual Underwriting?

Underwriting is the process lenders use to determine if you can be approved for the home loan you’ve requested.  When it comes to how underwriting

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