Louisiana First-Time Home Buyer Guide
What Is a Louisiana First-Time Home Buyer? A Louisiana first-time homebuyer is someone who is looking to buy a home in Louisiana for the first
September 8, 2020
Learn About Buying a Home
Making sure you have all the information you need to make the best decision is our #1 goal! We’ve compiled a ton of tips, tricks, and helpful info
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Mortgage Points: Should I Pay Them
If you’ve been speaking with a loan officer or are looking into buying a home, you may have heard the term, points, before. But what
July 1, 2022
Is it a Good Time to Buy a House?
If you find yourself in the market to purchase a house in 2022, you are probably asking yourself if it’s a good time to buy
June 30, 2022
The Housing Market Is Slowing Down- Here’s Why
Is The Housing Market Slowing Down? The housing market is finally beginning to show some signs of weakening in the United States, and I think
June 30, 2022
First-Time Home Buyer
How to Buy a House with No Money Down in 2022
Buying a house in 2022 may be closer than you think. If you’ve been wanting to buy a house but you have no money for
June 22, 2022
What Credit Score is Needed to Buy a House?
What Credit Score is Needed to Buy a House? You should have a credit score of at least 580 if you want to buy a
March 30, 2022
How Much Does it Cost to Buy a House?
How much does it cost to buy a house? It could be less than you think! You could spend $0 buying a house or more
March 29, 2022
Loan Programs
What is an FHA Loan: 2022 Guide
What Is an FHA Loan? An FHA loan is a mortgage product that is backed by the Federal Housing Administration. The FHA is part of HUD
March 24, 2022
Pros and Cons of USDA Loans
The USDA Rural Development Loan is a loan program that was created to help low to moderate-income homebuyers purchase a home in rural areas. However,
March 10, 2022
How to Apply for a USDA Loan
Buying a house is one of the biggest investments you are ever going to make and it can also be one of the most exciting!
March 8, 2022
What is a USDA Rural Development Home Loan?
What Is a USDA Rural Development Loan? USDA Rural Development loans are no down payment mortgages that offer low-cost financing for home buyers. They are
March 8, 2022
FHA vs. Conventional Loan: Which One Is Right For You?
FHA vs. Conventional Loan, which loan is right for you? We’ll dive in and show you how each of these loan programs works and by
February 19, 2022
How To Get An FHA Loan After Bankruptcy
Filing for bankruptcy is a big deal, that can be life-changing in many ways. However if you’ve filed bankruptcy know that about 1.5 million people
February 17, 2022
2022 FHA Student Loan Guidelines
1 out of every 8 people have student loan debt in the United States. There is 1.748 TRILLION dollars of student loan debt in our
February 17, 2022
FHA Streamline Refinance: Benefits and Requirements
What is an FHA Streamline Refinance? An FHA streamline is a refinance loan for those who already have an FHA loan. It’s a refinance that
February 14, 2022
FHA 203k Loan Guide
Did you find your dream home only to find out that it doesn’t pass the appraisal? Homebuyers find a home but it’s in less than
February 13, 2022
Mortgage 101
Get a Mortgage Without a 2 Year Work History
Have you ever wondered how your employment history will affect your ability to buy a home? Many factors are considered when you apply for a
June 24, 2022
Do Mortgage Lenders Look at Rental History?
You may be wondering if your rental history will play a factor in your approval. How does where you’ve lived and how you’ve paid your
June 24, 2022
What Are Reserves in Mortgage
What are reserves in mortgage? Are you in the process of purchasing a house or you want to purchase a house but you’ve been told
June 24, 2022
How Long is a Pre-Approval Good For?
How long a pre-approval is good for can vary, but generally they will last for at least 90 days before they need to be refreshed.
March 24, 2022
Mortgage Underwriting: What You Need to Know
What Is Underwriting? Buying a home is a huge commitment’s for you and the lender. With the amount of money involved the lender has to
March 7, 2022
What is Manual Underwriting?
Underwriting is the process lenders use to determine if you can be approved for the home loan you’ve requested. When it comes to how underwriting
March 5, 2022
What Is AUS?
If you are currently going through the mortgage process you may have heard of aus. AUS stands for Automated Underwriting System. The aus in mortgage
March 4, 2022
What Mortgage Documents are Needed to Buy a Home?
I’ve seen many people become overwhelmed with the vast amount of mortgage documents that are often required in order to purchase a home. Since first-time
March 1, 2022
Why Do I Have To Provide Bank Statements to Get a Mortgage?
The process of getting a mortgage can feel personal and frustrating. This frustration is usually at its peak when the loan officer begins to request
February 20, 2022
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