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First Time Home Buyer's

Thinking about buying your first house? Learn everything you need to need know about the home buying process and buying a house.

Loan Programs

Learn More about the different loan programs Bayou Mortgage offers. FHA, USDA, VA, Conventional, Construction loans and more!

Mortgage Basics

Learn more about the ins and outs of mortgage topics and terms

Featured Resources

FHA Gift of Equity

FHA Gift of Equity

Your Guide To FHA Gifts Of Equity Buying a home is a big step. It’s exciting, but it can also be a little scary, especially

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Are FHA Loans Assumable

Are FHA Loans Assumable?

Are FHA Loans Assumable?  Yes, FHA loans are “assumable,” meaning someone else can take over the loan. This happens when the current homeowner wants to

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FHA Hand Rail Requirements

FHA Railing Requirements

When it comes to securing an FHA loan for a new home, navigating the territory of FHA railing requirements and property standards can initially seem

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What Is Home Equity

What Is Home Equity?

What Is Home Equity? Home equity is the value of your home that you actually own. It’s the part of your property that you’ve paid

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Conventional Loan

What Is A Conventional Loan?

Understanding Conventional Loans A conventional loan is much like the trusty bicycle you rode to school — straightforward, reliable, and no fancy bells or whistles.

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Louisiana Mortgage Calculator

Cash Out Refinance Guide

What is Cash-Out Refinancing? A cash-out refinance is like a money wizard. It turns your house into a piggy bank! It’s a kind of loan

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HELOC vs. Cash Out Refinance

HELOC vs. Cash Out Refinance

When looking into HELOC vs. cash-out refinance, homeowners have two powerful tools at their disposal to tap into the equity they’ve built up in their

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