Louisiana First-Time Home Buyer Guide
What Is a Louisiana First-Time Home Buyer? A Louisiana first-time homebuyer is someone who is looking to buy a home in Louisiana for the first
Making sure you have all the information you need to make the best decision is our #1 goal! We’ve compiled a ton of tips, tricks, and helpful info
What Is a Louisiana First-Time Home Buyer? A Louisiana first-time homebuyer is someone who is looking to buy a home in Louisiana for the first
If you’ve been speaking with a loan officer or are looking into buying a home, you may have heard the term, points, before. But what
If you find yourself in the market to purchase a house in 2022, you are probably asking yourself if it’s a good time to buy
Is The Housing Market Slowing Down? The housing market is finally beginning to show some signs of weakening in the United States, and I think
Buying a house in 2022 may be closer than you think. If you’ve been wanting to buy a house but you have no money for
What Credit Score is Needed to Buy a House? You should have a credit score of at least 580 if you want to buy a
How much does it cost to buy a house? It could be less than you think! You could spend $0 buying a house or more
What Is an FHA Loan? An FHA loan is a mortgage product that is backed by the Federal Housing Administration. The FHA is part of HUD
The USDA Rural Development Loan is a loan program that was created to help low to moderate-income homebuyers purchase a home in rural areas. However,
Buying a house is one of the biggest investments you are ever going to make and it can also be one of the most exciting!
What Is a USDA Rural Development Loan? USDA Rural Development loans are no down payment mortgages that offer low-cost financing for home buyers. They are
FHA vs. Conventional Loan, which loan is right for you? We’ll dive in and show you how each of these loan programs works and by
Filing for bankruptcy is a big deal, that can be life-changing in many ways. However if you’ve filed bankruptcy know that about 1.5 million people
1 out of every 8 people have student loan debt in the United States. There is 1.748 TRILLION dollars of student loan debt in our
What is an FHA Streamline Refinance? An FHA streamline is a refinance loan for those who already have an FHA loan. It’s a refinance that
Did you find your dream home only to find out that it doesn’t pass the appraisal? Homebuyers find a home but it’s in less than
Have you ever wondered how your employment history will affect your ability to buy a home? Many factors are considered when you apply for a
You may be wondering if your rental history will play a factor in your approval. How does where you’ve lived and how you’ve paid your
What are reserves in mortgage? Are you in the process of purchasing a house or you want to purchase a house but you’ve been told
How long a pre-approval is good for can vary, but generally they will last for at least 90 days before they need to be refreshed.
What Is Underwriting? Buying a home is a huge commitment’s for you and the lender. With the amount of money involved the lender has to
Underwriting is the process lenders use to determine if you can be approved for the home loan you’ve requested. When it comes to how underwriting
If you are currently going through the mortgage process you may have heard of aus. AUS stands for Automated Underwriting System. The aus in mortgage
I’ve seen many people become overwhelmed with the vast amount of mortgage documents that are often required in order to purchase a home. Since first-time
The process of getting a mortgage can feel personal and frustrating. This frustration is usually at its peak when the loan officer begins to request
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