Learning Center
First Time Home Buyer's
Thinking about buying your first house? Learn everything you need to need know about the home buying process and buying a house.
Loan Programs
Learn More about the different loan programs Bayou Mortgage offers. FHA, USDA, VA, Conventional, Construction loans and more!
Mortgage Basics
Learn more about the ins and outs of mortgage topics and terms
Featured Resources
Louisiana First Time Home Buyer Guide
Buying a house in Louisiana offers advantages for first-time home buyers, including lower home prices and a wide selection of down payment assistance programs. With
FHA Appraisal Guidelines and Requirements
Getting a home involves many steps, and understanding appraisals can be a critical part. In particular, FHA appraisals have their own set of rules. So,
FHA Gift of Equity
Your Guide To FHA Gifts Of Equity Buying a home is a big step. Itβs exciting, but it can also be a little scary, especially
FHA Foreclosure Waiting Period
Going through a foreclosure can feel like youβre stuck in a financial storm, but there’s a ray of hope with the possibility of getting an
FHA Flipping Rule Requirements
Understanding FHA Flipping Rules What are FHA Flipping Rules? Have you ever watched those TV shows where people buy a house, fix it up real
Are FHA Loans Assumable?
Are FHA Loans Assumable? Yes, FHA loans are “assumable,” meaning someone else can take over the loan. This happens when the current homeowner wants to
FHA 100% Financing – No Down Payment Mortgages
Your Guide On FHA 100 Financing Buying a home is a big step, and for many, coming up with a down payment is a major
FHA Gift Funds – Guidelines and Requirements
FHA Gift Funds Guide simplifies the path to homeownership by explaining how to use gift funds for your down payment. It covers everything from who
FHA Self-Employed Guidelines
Getting a home is a dream for many, and if you’re self-employed, you might wonder how this works for you. The FHA loan, with its
FHA Railing Requirements
When it comes to securing an FHA loan for a new home, navigating the territory of FHA railing requirements and property standards can initially seem
Can You Use an FHA Loan for Mobile and Manufactured Homes
Navigating the path to owning a mobile or manufactured home can be simpler with the right knowledge. An FHA loan offers a practical solution with
How Many FHA Loans Can You Have?
Owning a home is a significant milestone in life. If you’re exploring home loans, FHA loans might be on your radar. Let’s dive into the
FHA Guidelines for Collections, Charge-Offs, and Judgements
When considering an FHA loan for buying a home, it’s not just your income or savings that matterβyour past credit experiences do too. Collections, charge-offs,
FHA Overtime Income Guidelines
Buying a home is exciting, but it comes with lots of financial details, especially when getting a loan. If you’re looking at FHA loans and
What Is FHA Amendatory Clause?
When it comes to buying a home with an FHA loan, there’s a lot more than just picking out the right place and getting a
What Is FHA Identity of Interest
When diving into the world of home buying with an FHA loan, it’s essential to grasp all the guidelines that might affect your journey to
What Is Home Equity?
What Is Home Equity? Home equity is the value of your home that you actually own. It’s the part of your property that you’ve paid
Does an Eviction Affect Your Ability to Buy a House?
Does an Eviction Affect Your Ability to Buy a House? While an eviction notice itself does not directly affect your ability to buy a home,
What Is A Conventional Loan?
Understanding Conventional Loans A conventional loan is much like the trusty bicycle you rode to school β straightforward, reliable, and no fancy bells or whistles.
Cash Out Refinance Guide
What is Cash-Out Refinancing? A cash-out refinance is like a money wizard. It turns your house into a piggy bank! It’s a kind of loan
Want Some Help With Your Mortgage?Β
Β Take one of our quizies to see what you qualify for
