FHA Guidelines for Collections, Charge-Offs, and Judgements

FHA Guidelines for Collections, Charge-Offs, and Judgements

When considering an FHA loan for buying a home, it’s not just your income or savings that matter—your past credit experiences do too. Collections, charge-offs, and judgments on your credit report can be alarming words to hear, especially when you’re hoping to get approved for a loan.  The good news is, the Federal Housing Administration […]

FHA Overtime Income Guidelines

FHA Overtime Income Guidelines

Buying a home is exciting, but it comes with lots of financial details, especially when getting a loan. If you’re looking at FHA loans and you work overtime, there’s stuff you need to know about how your extra hours affect your loan. This is called FHA Overtime Income Guidelines. It helps you use your overtime […]

What Is FHA Amendatory Clause?

FHA Amendatory Clause

When it comes to buying a home with an FHA loan, there’s a lot more than just picking out the right place and getting a good interest rate. One part of the process that often causes confusion is understanding the various loan disclosures and clauses involved. Among these, the FHA Amendatory Clause stands out as […]

What Is FHA Identity of Interest

FHA Identity of Interest

When diving into the world of home buying with an FHA loan, it’s essential to grasp all the guidelines that might affect your journey to homeownership. One key rule that often catches buyers by surprise is the FHA Identity of Interest guideline.  This little-known rule can significantly impact your down payment, altering how you plan […]

FHA Loan After Bankruptcy | Waiting Period & Requirements

FHA Loan After Bankruptcy

Filing for bankruptcy is a big deal, that can be life-changing in many ways. However if you’ve filed bankruptcy know that about 1.5 million people file for bankruptcy each year in the United States, so you’re not alone.  Getting an FHA Loan after filing bankruptcy isn’t as difficult as you might think.  There are a […]

FHA Student Loan Guidelines: Guide for Mortgage Approval

FHA Student Loan Guidelines

1 out of every 8 people have student loan debt in the United States. There is 1.748 TRILLION dollars of student loan debt in our country. That’s insane, but it’s the situation we’re in.  It’s one of the reasons why the recent FHA student loan guideline updates are big deal. Before the update, FHA was […]

FHA Loan Multi Family – Buy A Duplex, Triplex, or Four-Plex

FHA Loan Multifamily

If you’re considering diving into the world of property ownership and looking for a way to balance investment with residency, an FHA Multi family Loan might be your ideal solution. This type of loan is specifically designed for those who plan to live in one unit of a multi-unit property, such as a duplex, triplex, […]

FHA Non Occupying Coborrower

FHA Non Occupying Coborrower

What Is An FHA Non Occupant Co-Borrower? An FHA Non-Occupant Co-Borrower, often referred to simply as a “co-borrower,” is an individual who is not planning to reside in the property being financed with an FHA loan but is equally responsible for repaying the loan.  This arrangement is typically used to help the primary borrower qualify […]

FHA Loan Denied In Underwriting

FHA Loan Denied In Underwriting

FHA Loan Denial Rates  Navigating the complexities of FHA loan applications can be challenging, as reflected in the denial rates. While FHA loans are designed to be more accessible, they still have a significant rate of application denials.  How Often Are FHA Loans Denied In Underwriting? A closer look at these rates, as reported in […]

Can I Buy A Foreclosure With an FHA Loan

Can I Buy A Foreclosed Home With An FHA Loan

Exploring the possibility of buying a foreclosed home with an FHA loan? Our detailed guide answers the key question, “Can I Buy A Foreclosed Home With An FHA Loan?”

FHA Loan Eunice

FHA Loan Eunice

If you’re dreaming of owning a home in the city of Eunice, Louisiana, FHA loans can be a vital stepping stone towards making that dream a reality. In this comprehensive guide, we’ll explore the world of FHA loans in Eunice, covering their numerous benefits, specific requirements, the application process, and answering common questions you may […]

FHA Loan Jennings

FHA Loan Jennings

Looking for an FHA Loan in Jennings, LA?  Welcome to our comprehensive guide to FHA home loans in the city of Jennings, Louisiana! If you’re eager to embark on the journey to homeownership in this close-knit community, the FHA loan program might be your perfect ally. In this detailed guide, we will delve into the […]

FHA Loan Zachary

FHA Loan Zachary

FHA Loan Guide for Zachary, Louisiana  Welcome to our comprehensive guide to FHA home loans in the charming city of Zachary, Louisiana! If you’re ready to embark on the exciting journey to homeownership in this dynamic community, the FHA loan program could be your perfect companion.  In this guide, we’ll delve into the world of […]

FHA Loan Thibodaux

FHA Loan Thibodaux

FHA Loan Guide for Thibodaux, Louisiana  In this in-depth guide, we will explore the world of FHA loans in Thibodaux, covering their numerous benefits, specific requirements, the application process, and addressing common questions you may have. With this knowledge, you’ll be well-prepared to embark on your journey to homeownership in this charming Louisiana city. Benefits […]

FHA Loan Hammond

FHA Loan Hammond

Want to learn about FHA Loans in Hammond?   In this comprehensive guide, we’ll delve into the world of FHA loans in Hammond, exploring their numerous benefits, specific requirements, the application process, and addressing common questions. Armed with this knowledge, you’ll be well-prepared to embark on your journey to homeownership in this vibrant Louisiana city. Benefits […]

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