Mortgage 101

Bank Statements Mortgage

Why Do I Have To Provide Bank Statements to Get a Mortgage?

The process of getting a mortgage can feel personal and frustrating. This frustration is usually at its peak when the loan officer begins to request documents from you.  Why do you have to provide bank statements when getting a mortgage? Let’s find out! Why Your Loan Officer is Requesting Your Bank Statements  Your loan officer …

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How to Buy a House

How to Buy a House:Timeline and Process

Step 1: Determine How Much You Can Afford To Spend  This first step in the home buying process is critical in having success when purchasing a home. You need to determine what you are comfortable spending each month on your housing payment. This won’t include figures like utility bills and maintenance although you should definitely …

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