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What Is A 3-2-1 Buydown?

3-2-1 Buydown

What is a 3.2.1 Buydown? A 3.2.1 buydown is a mortgage financing technique where the interest rate of the home loan is temporarily reduced for the first three years. Unlike a fixed interest rate, a 3.2.1 buydown lowers the rate by 3% below the note rate in the first year, 2% in the second year, […]

FHA Loan Monroe, Louisiana – Your Guide

FHA Loan Monroe LA

Welcome to our comprehensive guide on FHA Loans in the serene and picturesque city of Monroe, Louisiana! If you’re envisioning a future where you own a piece of this tranquil paradise, the FHA loan program could be the key to unlocking that dream.  In this in-depth guide, we’ll take a deep dive into the world […]

2023 USDA Income Limits

2023 USDA Income Limits

2023 USDA Income Limits Increased Hey there, future homeowner! If you’re considering a USDA loan to make your dream of owning a home in 2023 a reality, you’re in the right place. The new 2023 USDA Loan Income Limits will allow more home buyers to qualify!  Let me walk you through the essential details about […]

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