Speak To Your Loan Officer For Help: (337) 476-2623

How to Complete Your Online Mortgage Application

Steps To Applying Online

Step 1:  Create Your Online Login for Our Secure Portal 

Step 2: Complete The Online Application

Step 3: Check to Authorize Credit Report and Borrower’s Authorization 

Step 4: Upload The Documents Requested 

Step 5: Schedule Pre-Approval Call Once Each Step is Complete 

Frequently Asked Questions

What Do You Need Documents? 

While it’s popular right now to claim you can buy a home in an instant like a rocket. Those technologies have serious faults. If you go online and get “pre-approved” by a computer but you haven’t provided things like pay stubs, w2’s, tax returns, and bank statements you aren’t really pre-approved. 

 There are so many rules and regulations in getting a  mortgage that it’s impossible to know if someone is approved for a loan without looking at those and other documents.  

Trust the lender who asks for them upfront and not in the middle of the process. 

IF you are working with a lender and haven’t provided these documents you could get denied after you go under contract. I promise that’s no fun.

When Will You Pull My Credit? 

We will not pull your credit until you’ve done three things: 

1. Fully complete your online mortgage application 

2. Checked the two boxes that authorize us to pull your credit on the online application 

3. Provided the requested documents

Once these 3 steps have been completed by you and/or your co-borrower will pull credit and if we’re able pre-approve you. 

How Long Does It Take To Get Pre-Approved? 

The amount of time it takes largely depends on you and how long it takes for you to complete the 3 steps above. Once those are done we can usually pre-approve your file in less than 24 hours.  If you compete and application and upload your documents you will typically receive your pre-approval same day. 

Bayou Mortgage is a Mortgage Broker NMLS # 1845349 Equal Housing Lender

Contact Us

Get Your Custom Rate Quote

See What You Qualify For

*We don’t sell or spam your information and you will only be contacted in the manner you choose. This info is for Bayou Mortgage Only