USDA Rural Development
See If You Qualify for $0 Down
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Advantages of an USDA Loan
No Down Payment
USDA Rural Development Loans have no down payment requirment.
Lower Interest Rates
USDA buyers can often get the same interest rates of high score conventional buyers.
Flexible Credit
You can get an USDA loan with a 640 credit score, even if you’ve had collections or past credit issues.
Gifts and Closing Costs
USDA allows homebuyers to recieve gift funds for their down payment and Closing Costs. The seller can also help cover closing costs.
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See If You Qualify for $0 Down
Bayou Mortgage is a Mortgage Broker NMLS # 1845349 Equal Housing Lender
Learn
- Learning Hub
- First Time Home Buyer
- What Credit Score Is Needed To Buy a Home?
- What Down Payment Is Needed to Buy a Home?
- Refinance
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