Learn About Buying a Home

Making sure you have all the information you need to make the best decision is our #1 goal! We’ve compiled a ton of tips, tricks, and helpful info


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First-Time Home Buyer

What Is AUS?

What Is AUS?

If you are currently going through the mortgage process you may have heard of aus.  AUS stands for Automated Underwriting System. The aus in mortgage

Loan Programs

FHA Loan Down Payment Requirements

FHA Loan Down Payment Requirements

What Are The FHA Loan Down Payment Requirements? One of the best things about FHA loan is the low down payment requirements.  The minimum down

Mortgage 101

What Does a Loan Officer Do

What Does a Loan Officer Do?

What Is a Loan Officer? A loan officer is someone who takes loan applications and provides rates, fees, and terms regarding the loan that you

debt-to-income ratio

What Is Debt-To-Income Ratio?

What is Debt-to-Income Ratio?  Debt-to-Income ratio is a percentage that tells lenders how much of your money you are spending each month versus the amount

Closing Costs Louisiana

How Much Are Closing Costs in Louisiana?

Average Louisiana closing costs for home buyers will typically run from 2%-5% of the total purchase price of the home. More expensive homes will fall in the 2% end and less expensive homes would be closer to 5% If you are purchasing a home for $300,000 your costs would likely fall between 2-3% of the cost of the home.  A $100,000 home would be closer to 5% of the cost of the home. 

What Is A Credit Score

What Is A Credit Score?

You probably know that you need a good credit score to get a mortgage. But what makes a good credit score? What does a credit

9 Reasons to Choose a Local Mortgage Broker

9 Reasons to Choose a Mortgage Broker

1. Get independent advice on your financial options. As independent mortgage brokers and mortgage associates, we are here for you. Our goal is to help

The Home Loan Process: What You Need To Know

The Home Loan Process

Before you look at homes, take a minute to understand the loan process. Placing a bid and signing a sales contract is just a small

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