Learning Center

First Time Home Buyer's

Thinking about buying your first house? Learn everything you need to need know about the home buying process and buying a house.

Loan Programs

Learn More about the different loan programs Bayou Mortgage offers. FHA, USDA, VA, Conventional, Construction loans and more!

Mortgage Basics

Learn more about the ins and outs of mortgage topics and terms

Featured Resources

HELOC

What Is A HELOC?

In the world of financing, one term that comes up often is a Home Equity Line of Credit, or more commonly known as a HELOC.

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3-2-1 Buydown

What Is A 3-2-1 Buydown?

What is a 3.2.1 Buydown? A 3.2.1 buydown is a mortgage financing technique where the interest rate of the home loan is temporarily reduced for

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Earnest Money

What Is Earnest Money?

What is Earnest Money in Real Estate? In the world of buying homes, earnest money is like a handshake between you and the seller. It’s

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What Is APR

What Is APR?

When shopping for a mortgage, you’ll encounter many terms, but one of the most crucial is the APR, or Annual Percentage Rate. Unlike the interest

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What Is A Mortgage?

Buying a home is one of the most exciting steps in life. It’s not just about having a place to live; it’s about creating a

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2-1 Buydown

What Is A 2-1 Buydown

What is a 2-1 Buydown? A 2-1 buydown is a type of mortgage rate reduction plan that temporarily lowers the interest rate on your mortgage

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