Is it a Good Time to Buy a House?
If you find yourself in the market to purchase a house in 2022, you are probably asking yourself if it’s a good time to buy
June 30, 2022
Learn About Buying a Home
Making sure you have all the information you need to make the best decision is our #1 goal! We’ve compiled a ton of tips, tricks, and helpful info
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The Housing Market Is Slowing Down- Here’s Why
Is The Housing Market Slowing Down? The housing market is finally beginning to show some signs of weakening in the United States, and I think
June 30, 2022
Is The Housing Market Going To Crash?
Will the housing market crash? Are we heading for disaster?
June 28, 2022
First-Time Home Buyer
How Much Does it Cost to Buy a House?
How much does it cost to buy a house? It could be less than you think! You could spend $0 buying a house or more
March 29, 2022
What Is AUS?
If you are currently going through the mortgage process you may have heard of aus. AUS stands for Automated Underwriting System. The aus in mortgage
March 4, 2022
How to Buy a House:Timeline and Process
Step 1: Determine How Much You Can Afford To Spend This first step in the home buying process is critical in having success when purchasing
February 7, 2022
Loan Programs
FHA Loan Down Payment Requirements
What Are The FHA Loan Down Payment Requirements? One of the best things about FHA loan is the low down payment requirements. The minimum down
February 12, 2022
The Complete Guide to FHA Loans
FHA loans are great for borrowers with less than perfect credit or little money to put down on the home.
August 27, 2019
USDA Rural Development Loan: The Complete Guide
Buying a home when you don’t have money for a down payment may seem impossible. Fortunately, low to moderate-income families in the Lake Charles, LA
August 27, 2019
Mortgage 101
Why Do I Have To Provide Bank Statements to Get a Mortgage?
The process of getting a mortgage can feel personal and frustrating. This frustration is usually at its peak when the loan officer begins to request
February 20, 2022
What Does a Loan Officer Do?
What Is a Loan Officer? A loan officer is someone who takes loan applications and provides rates, fees, and terms regarding the loan that you
February 18, 2022
What Is PMI? (Private Mortgage Insurance)
I’m still amazed at how many people I speak with who believe that you need 20% down to purchase a home. Maybe you’re reading this
February 15, 2022
What Is Debt-To-Income Ratio?
What is Debt-to-Income Ratio? Debt-to-Income ratio is a percentage that tells lenders how much of your money you are spending each month versus the amount
February 10, 2022
How Much Are Closing Costs in Louisiana?
Average Louisiana closing costs for home buyers will typically run from 2%-5% of the total purchase price of the home. More expensive homes will fall in the 2% end and less expensive homes would be closer to 5% If you are purchasing a home for $300,000 your costs would likely fall between 2-3% of the cost of the home. A $100,000 home would be closer to 5% of the cost of the home.
February 23, 2021
What Is A Credit Score?
You probably know that you need a good credit score to get a mortgage. But what makes a good credit score? What does a credit
October 23, 2019
9 Reasons to Choose a Mortgage Broker
1. Get independent advice on your financial options. As independent mortgage brokers and mortgage associates, we are here for you. Our goal is to help
May 27, 2019
The Home Loan Process
Before you look at homes, take a minute to understand the loan process. Placing a bid and signing a sales contract is just a small
May 11, 2019
How To Make An Offer On A Home
How to Make an Offer on a Home You found your dream home, but now what? How do you make an offer on a
May 11, 2019
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