Does an Eviction Affect Your Ability to Buy a House?
Does an Eviction Affect Your Ability to Buy a House? While an eviction notice itself does not directly affect your ability to buy a home, the consequences of an eviction can indirectly impact your chances. It’s not the eviction that mortgage lenders see and care about. It’s the mark that unpaid rent, often a cause […]
What Credit Score is Needed to Buy a House?
What Credit Score is Needed to Buy a House? You should have a credit score of at least 580 if you want to buy a house. While there are programs to help you buy a house if your credit score is as low as 500, you’ll find it much easier to qualify with a credit […]
Does Getting Pre-Approved Hurt Your Credit?
Will Getting Pre-Approved Hurt Your Credit? If you’re thinking about buying a home, you probably know that your credit plays an important role in getting approved for a mortgage. The better your credit score, the better your terms usually are, so making sure you have the best score possible is important. However, you’ve likely also […]
What is a Secured Credit Card?
What is a secured credit card? A secured credit card requires you to make a deposit of your own money before the card will be issued to you. By placing a deposit of your own money it reduces the risk of the creditor when giving you a credit card. The deposit you make is usually […]
How to Fix Your Credit to Buy a Home
Want to learn how to fix your credit to buy a home? Buying a home can be a huge accomplishment and one that provides a secure financial future. However, if you have bad credit, it can feel overwhelming or impossible to think you could ever purchase a home. While there a plenty of loan programs […]
Can You Buy A House With Bad Credit?
It can feel like an impossible task to buy a home with bad credit, but it might not be as bad as you think. Many lenders may add additional requirements to prevent homebuyers with bad credit from buying a home but that isn’t the case for everyone. While buying a home with bad credit is […]
What Is A Credit Score?
You probably know that you need a good credit score to get a mortgage. But what makes a good credit score? What does a credit score include? Knowing these answers can help you maximize your score and increase your chances of securing the lowest interest rates and the best mortgage terms What Is A Credit […]