First Time Homebuyer Shreveport, LA

First Time Home Buyer Shreveport

First-Time Homebuyer Shreveport, LA  Are you a first-time homebuyer in Shreveport, Louisiana, eager to step into the world of homeownership?  Look no further, as we’ve got you covered with this comprehensive guide tailored specifically for first-time buyers like you. From understanding the process to securing the right mortgage, we’ll walk you through every step of […]

5 Steps to Become a Louisiana First-Time Home Buyer

First Time Home Buyer Louisiana

Are you wanting to own your own home in Louisiana? Being a first-time home buyer can feel confusing and overwhelming when trying to decide which program is right for you.  The truth is that which first time home buyer program you use in Louisiana is going to come down to your personal financial situation.  You’ll […]

What Credit Score is Needed to Buy a House?

What Credit Score is Needed to Buy a House

What Credit Score is Needed to Buy a House?  You should have a credit score of at least 580 if you want to buy a house. While there are programs to help you buy a house if your credit score is as low as 500, you’ll find it much easier to qualify with a credit […]

How Much Does it Cost to Buy a House in 2022?

How much does it cost to buy a house

How much does it cost to buy a house? It could be less than you think! You could spend $0 buying a house or more than $20,000. How much it costs to buy a house is going to depend on your personal location and situation  What is the median home price in the United States?  […]

What Is AUS? – Automated Underwriting System

What Is AUS?

If you are currently going through the mortgage process you may have heard of aus.  AUS stands for Automated Underwriting System. The aus in mortgage is needed in order to determine if you are able to be approved for a home loan.  AUS stands for Automated Underwriting System, and it’s a program used by mortgage […]

How To Buy a Home with No Down Payment

How to Buy a Home with No Down Payment

Popular belief has most people thinking they need a 20 percent down payment, so they avoid even looking at homes. But what if you knew you could buy a home with no down payment or a low down payment (3%)? It’s a whole new ball game and opens a lot more doors for borrowers of […]

10 things for First-Time Homebuyer’s to Know

first-time home buyer

you’re ready to stop paying your landlord and start buying a home, now is a perfect time. With low rates and many available programs, you have plenty of opportunities available. Before you jump in and buy a home, though consider these 10 thing that make buying a home easier for Louisiana first-time homebuyers.

5 Ways to Save for a Down Payment

5 Ways to Save for a Down Payment

Don’t let the lack of a down payment stop you from buying a house. Today it’s easier than ever to save and you don’t even need 20% down. We have loan programs that allow down payments as low as 3% of the loan amount. So how do you save even when it feels impossible? Check […]

How to Pick a Real Estate Agent

🏡 Getting it Right at Step 1 As a first-time buyer, you will rely on experts to help you through every step of the journey to your American dream. Owning your own home is such an amazing thing, so you want everything to be smooth and as simple as possible. To be successful, the three […]

How To Buy a Home With Your Tax Refund

How To Use Your Income Tax Refund To Buy A Home

Are you renting or still living with your family? Do you hate writing that rent check every single month? Tired of not having control over your living situation?  If you are, you aren’t alone. Whether you are tired of paying too much for rent or you just really want a place to call your own, […]

How To Buy Your First Home

How to Buy Your First Home

First-time home buyers have a lot to be excited about, but they often have a lot of questions. Which loan product should you choose? How much money do you need to put down? What size mortgage payment can you afford?  You’ll need the answers to these questions and much more. In this guide, we discuss […]

9 Reasons to Choose a Mortgage Broker

9 Reasons to Choose a Local Mortgage Broker

1. Get independent advice on your financial options. As independent mortgage brokers and mortgage associates, we are here for you. Our goal is to help you successfully finance your home or property with the right mortgage product for you. We’ll start by getting to know you and your homeownership goals. We’ll draw from available mortgage […]

The Home Loan Process

The Home Loan Process: What You Need To Know

Before you look at homes, take a minute to understand the loan process. Placing a bid and signing a sales contract is just a small piece of the puzzle. Without a mortgage, the contract is useless. Before you even look at homes, you should start the loan process. Not only will you know how much […]