What You Need to Know About Down Payments
Learn how you you’ll need to put down on a home, where the down payment can come from and if putting more down will help you.
First Time Home Buyer’s
What Is The Minimum Credit Score To Buy A Home?
Minimum Credit Score Requirements to Buy a Home One of the first factors lenders look at when you apply for any loan in Louisiana, whether conventional or government-backed, is your credit score. It may look like just a three-digit number, but it tells lenders at first glance if you are financially responsible. Each loan program …
How To Buy a Home with No Down Payment
Popular belief has most people thinking they need a 20 percent down payment, so they avoid even looking at homes. But what if you knew you could buy a home with no down payment or a low down payment (3%)? It’s a whole new ball game and opens a lot more doors for borrowers of …
10 things to Consider Before Buying A Home
If you’re ready to stop paying your landlord and start buying a home, now is a perfect time. With low rates and many available programs, you have plenty of opportunities available. Before you jump in and buy a home, though consider these 10 facts that make owning a home in easier. 1⃣Don’t Buy for your …
Mortgage Closing Costs: How Much Are They?
You probably know that when you are buying a home there are certain costs involved. You know that you likely need a down payment and that there will be some fees along the way. What many first-time homebuyers don’t consider is mortgage closing costs. Knowing what these costs are and how much to set aside …
5 Ways to Save for a Down Payment
Don’t let the lack of a down payment stop you from buying a house. Today it’s easier than ever to save and you don’t even need 20% down. We have loan programs that allow down payments as low as 3% of the loan amount. So how do you save even when it feels impossible? Check …
How to Pick a Real Estate Agent
🏡 Getting it Right at Step 1 As a first-time buyer, you will rely on experts to help you through every step of the journey to your American dream. Owning your own home is such an amazing thing, so you want everything to be smooth and as simple as possible. To be successful, the three …
How to Avoid a Messy Mortgage: Get Pre-Approved
Find the perfect home only to find out you don’t qualify for it is terrible. Learn how to avoid having a messy mortgage.
Louisiana First-Time Homebuyers’ Guide for 2020
First-time homebuyers in Louisiana have a lot of options when looking for mortgage financing. You don’t even need a large down payment or perfect credit. We have a variety of loans available for borrowers just like you. Are you ready to get started? Let’s look at how the first-time homebuyer loan works, what you need …
How To Buy a Home With Your Tax Refund
Are you renting or still living with your family? Do you hate writing that rent check every single month? Tired of not having control over your living situation? If you are, you aren’t alone. Whether you are tired of paying too much for rent or you just really want a place to call your own, …
How To Buy Your First Home
First-time home buyers have a lot to be excited about, but they often have a lot of questions. Which loan product should you choose? How much money do you need to put down? What size mortgage payment can you afford? You’ll need the answers to these questions and much more. In this guide, we discuss …
Credit Scores 101
You probably know that you need a good credit score to get a mortgage. But what makes a good credit score? What does a credit score include? Knowing these answers can help you maximize your score and increase your chances of securing the lowest interest rates and the best mortgage terms in Louisiana. What are …
9 Reasons to Choose a Mortgage Broker
1. Get independent advice on your financial options. As independent mortgage brokers and mortgage associates, we are here for you. Our goal is to help you successfully finance your home or property with the right mortgage product for you. We’ll start by getting to know you and your homeownership goals. We’ll draw from available mortgage …
The Home Loan Process
Before you look at homes, take a minute to understand the loan process. Placing a bid and signing a sales contract is just a small piece of the puzzle. Without a mortgage, the contract is useless. Before you even look at homes, you should start the loan process. Not only will you know how much …
How To Make An Offer On A Home
How to Make an Offer on a Home You found your dream home, but now what? How do you make an offer on a home you want more than anything? Before you jump in with the highest bid possible, learn the simple steps to make a solid offer on a home. Have a …