Talk to An Expert Table of Contents What Is a Louisiana First-Time Home Buyer? A Louisiana first-time homebuyer is someone who is looking to buy a home in Louisiana for the first time. However, you don’t have to be a first-time homebuyer to use most of the first-time homebuyer programs in Louisiana. You are considered …
First Time Home Buyer Louisiana: The Complete 2023 Guide Read More »
Are you wanting to own your own home in Louisiana? Being a first-time home buyer can feel confusing and overwhelming when trying to decide which program is right for you. The truth is that which first time home buyer program you use in Louisiana is going to come down to your personal financial situation. You’ll …
5 Steps to Become a Louisiana First-Time Home Buyer Read More »
What Credit Score is Needed to Buy a House? You should have a credit score of at least 580 if you want to buy a house. While there are programs to help you buy a house if your credit score is as low as 500, you’ll find it much easier to qualify with a credit …
How much does it cost to buy a house? It could be less than you think! You could spend $0 buying a house or more than $20,000. How much it costs to buy a house is going to depend on your personal location and situation What is the median home price in the United States? …
If you are currently going through the mortgage process you may have heard of aus. AUS stands for Automated Underwriting System. The aus in mortgage is needed in order to determine if you are able to be approved for a home loan. AUS stands for Automated Underwriting System, and it’s a program used by mortgage …
Learn how you you’ll need to put down on a home, where the down payment can come from and if putting more down will help you.
Popular belief has most people thinking they need a 20 percent down payment, so they avoid even looking at homes. But what if you knew you could buy a home with no down payment or a low down payment (3%)? It’s a whole new ball game and opens a lot more doors for borrowers of …
you’re ready to stop paying your landlord and start buying a home, now is a perfect time. With low rates and many available programs, you have plenty of opportunities available. Before you jump in and buy a home, though consider these 10 thing that make buying a home easier for Louisiana first-time homebuyers.
Average Louisiana closing costs for home buyers will typically run from 2%-5% of the total purchase price of the home. More expensive homes will fall in the 2% end and less expensive homes would be closer to 5% If you are purchasing a home for $300,000 your costs would likely fall between 2-3% of the cost of the home. A $100,000 home would be closer to 5% of the cost of the home.
Don’t let the lack of a down payment stop you from buying a house. Today it’s easier than ever to save and you don’t even need 20% down. We have loan programs that allow down payments as low as 3% of the loan amount. So how do you save even when it feels impossible? Check …
🏡 Getting it Right at Step 1 As a first-time buyer, you will rely on experts to help you through every step of the journey to your American dream. Owning your own home is such an amazing thing, so you want everything to be smooth and as simple as possible. To be successful, the three …
Find the perfect home only to find out you don’t qualify for it is terrible. Learn how to avoid having a messy mortgage.
Are you renting or still living with your family? Do you hate writing that rent check every single month? Tired of not having control over your living situation? If you are, you aren’t alone. Whether you are tired of paying too much for rent or you just really want a place to call your own, …
First-time home buyers have a lot to be excited about, but they often have a lot of questions. Which loan product should you choose? How much money do you need to put down? What size mortgage payment can you afford? You’ll need the answers to these questions and much more. In this guide, we discuss …
1. Get independent advice on your financial options. As independent mortgage brokers and mortgage associates, we are here for you. Our goal is to help you successfully finance your home or property with the right mortgage product for you. We’ll start by getting to know you and your homeownership goals. We’ll draw from available mortgage …
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