FHA Loan Lafayette LA

Ready to learn more about FHA loans in Lafayette, LA?   Whether you’re a first-time homebuyer or considering refinancing, this guide will provide valuable information about the benefits, eligibility requirements, and application process of FHA loans in Lafayette. With the flexibility and accessibility offered by FHA loans, you can make your homeownership dreams a reality in […]

FHA Loan Shreveport

Are you searching for an FHA loan in the vibrant city of Shreveport? Look no further! In this comprehensive guide, we’ll walk you through everything you need to know about FHA loans in Shreveport.  Whether you’re a first-time homebuyer or looking to refinance, this post will provide valuable insights to help you navigate the FHA […]

2023 Cost of Living in Louisiana: The Complete Guide

Cost Of Living Louisiana

Hi there! I’m thrilled you’re exploring the cost of living in Louisiana, a state I hold dear. Beyond the vibrant culture, Cajun cuisine, and lively festivals, understanding the financial aspects is vital. That’s why I’m here to guide you through the cost of living in Louisiana – from housing prices to healthcare costs.  Why Explore […]

Louisiana Property Tax: Guide to Rates, Assessments, and Exemptions

How Louisiana Property Tax Works Due to the fact that Louisiana property tax is a local tax, the parish where the property is located assesses property owners. It is important to note that the revenue generated from property taxes plays a crucial role in enabling parishes to uphold and enhance the quality of local amenities […]

How to Buy Land in Louisiana

How to Buy Land in Louisiana

Hey there! Welcome to The Bayou Blog, where we’ll be discussing how to buy land in Louisiana. Louisiana has a unique landscape, ranging from busy urban areas to peaceful rural regions. This is a great area for individuals who wish to purchase property. Purchasing land can be complicated, with numerous factors to think about and […]

Louisiana Home Inspection Guide

Louisiana Home Inspection

When buying a home, a thorough home inspection is the most important thing you can do to make sure the process goes smoothly and you know what you’re buying. 

First Time Home Buyer Lafayette, LA

First Time Home Buyer Lafayette LA

Welcome, future homeowner, to the vibrant and enchanting world of Lafayette, LA!  As you embark on your first-time home buying journey, feelings of excitement, anticipation, and curiosity might bubble up.  Don’t worry; that’s perfectly normal! To help you get through this exciting journey, we’ve put together a complete guide full of useful information, useful tips, […]

Louisiana Homestead Exemption Explained: How to Save on Property Taxes

Imagine this: you’re sitting at your kitchen table, sipping your morning coffee, and suddenly a property tax bill arrives in the mail. You tear open the envelope, and the numbers on the paper make your eyes widen in disbelief. “There must be a way to lower my property taxes,” you think to yourself.  Well, I […]

Top Public Elementary Schools in Lake Charles, LA

Elementary School Lake Charles LA

I’m a parent in Lake Charles, and I know how important it is to find the perfect elementary school for our kids. Top Public Elementary Schools in Lake Charles, LA   Here are the top schools in Lake Charles according to GreatSchools.org, along with more details about what makes each school unique: Factors to Consider for […]

First Time Home Buyer in Lake Charles: What You Need to Know

First Time Home Buyer Lake Charles

Do you dream of owning your own home in Lake Charles, Louisiana? As a first-time home buyer, the process of finding and purchasing your first home can seem daunting. But don’t worry—we’ve got you covered.  In this guide, we’ll walk you through everything you need to know about buying your first home in Lake Charles, […]

First-Time Home Buyer New Orleans: Programs and Grants

First Time Home Buyer New Orleans

Are you a first-time home buyer looking to purchase your first home in New Orleans or the Surrounding Areas.  There are many different loan programs available to you in order to purchase your first house. Many of these programs will allow you to put little or no money down and offer some type of home […]

How Much Are Closing Costs in Louisiana?

Closing Costs Louisiana

Average Louisiana closing costs for home buyers will typically run from 2%-5% of the total purchase price of the home. More expensive homes will fall in the 2% end and less expensive homes would be closer to 5% If you are purchasing a home for $300,000 your costs would likely fall between 2-3% of the cost of the home.  A $100,000 home would be closer to 5% of the cost of the home. 

Conventional Loans

Louisiana Conventional Loan

Let’s Talk 337.485.5882 Louisiana Conventional Loans Get Your Options Louisiana Conventional Loans Conventional loans meet the guidelines of Fannie Mae and Freddie Mac. They aren’t insured by the government, but they still have flexible guidelines. Conventional loans also have great terms for homebuyers throughout Louisiana. You may think that you need a large down payment […]