Mortgage Basics

Earnest Money

What Is Earnest Money?

What is Earnest Money in Real Estate? In the world of buying homes, earnest money is like a handshake between you and the seller. It’s

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What Is APR

What Is APR?

When shopping for a mortgage, you’ll encounter many terms, but one of the most crucial is the APR, or Annual Percentage Rate. Unlike the interest

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What Is A Mortgage?

Buying a home is one of the most exciting steps in life. It’s not just about having a place to live; it’s about creating a

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2-1 Buydown

What Is A 2-1 Buydown

What is a 2-1 Buydown? A 2-1 buydown is a type of mortgage rate reduction plan that temporarily lowers the interest rate on your mortgage

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