Looking for an FHA Loan?
Get Your FHA Loan Qualification!
Advantages of an FHA Loan
Low Down Payments
FHA offers one of the lowest down payments available with just 3.5% down payment required.
Lower Interest Rates
FHA buyers can often get the same interest rates of high score conventional buyers.
Flexible Credit
You can get an FHA loan with a 500 credit score, though you’ll need 10% down. For those with at least a 580 you can qualify for 3.5% down.
Gifts and Closing Costs
FHA allows homebuyers to recieve gift funds for their down payment and Closing Costs. The seller can also help cover closing costs.
Reviews
Our Clients 🩵 Us
Nathan Hampton
2 weeks ago
From start to finish Tori and the Bayou Mortgage team communicated clearly, and were extremely efficient throughout the mortgage process. It started with a phone...Read More »
Tonya Cutrer
5 months ago
After 27 years of renting, my husband and I were ready to buy a home. Sorting through the information related to mortgages, appraisals, inspections, underwriting...Read More »
The Singletarys
5 months ago
The entire team at Bayou was awesome to work with. Smart, forward thinking and extremely responsive to all needs. Tori was on the ball with...Read More »
Keri
3 months ago
Absolutely the best team to work with! They are very responsive and knowledgeable. They presented the idea of adding sellers credits which really...Read More »