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Speak to a Loan Expert Now: (337) 485-5882

Looking for an FHA Loan?

Get Your FHA Loan Qualification!

*We don’t sell or spam your information and you will only be contacted in the manner you choose. This info is for Bayou Mortgage Only

Advantages of an FHA Loan

Low Down Payments

FHA offers one of the lowest down payments available with just 3.5% down payment required. 

Lower Interest Rates

FHA buyers can often get the same interest rates of high score conventional buyers. 

Flexible Credit

You can get an FHA loan with a 500 credit score, though you’ll need 10% down. For those with at least a 580 you can qualify for 3.5% down. 

Gifts and Closing Costs

FHA allows homebuyers to recieve gift funds for their down payment and Closing Costs. The seller can also help cover closing costs. 

Our Clients ❤️️ Us... And You Will Too!

5 stars

Hands down the best experience purchasing our home I could have asked for. I would do business with Channing a thousand times over. He took the time to help us understand the process, answering all of my what if questions for more than a year leading up to when we finally purchased. 

Jessica F from Moss Bluff, LA

5 stars

Channing was very helpful answering any questions that I had, as a first time home buyer, about the whole process and any questions that came up with the figures. He did a great job shopping around for the best rate for me. Will definitely recommend Bayou Mortgage to anyone looking to buy a home.

Adrienne B from Lake Charles, LA

5 stars

Bayou Mortgage went above and beyond to answers all our questions and help our home buying process go as smoothly as possible!!! As first time home buyers we were extremely clueless and anxious but with his help we ended up in our perfect starter home and we couldn’t be happier!

Karlie & Garrett from Welsh, LA

See Your FHA Loan Options And Get Qualified

Bayou Mortgage is a Mortgage Broker NMLS # 1845349 Equal Housing Lender

Contact Us

See What You Qualify For

*We don’t sell or spam your information and you will only be contacted in the manner you choose. This info is for Bayou Mortgage Only