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Advantages of an FHA Loan

Low Down Payments

FHA offers one of the lowest down payments available with just 3.5% down payment required. 

Lower Interest Rates

FHA buyers can often get the same interest rates of high score conventional buyers. 

Flexible Credit

You can get an FHA loan with a 500 credit score, though you’ll need 10% down. For those with at least a 580 you can qualify for 3.5% down. 

Gifts and Closing Costs

FHA allows homebuyers to recieve gift funds for their down payment and Closing Costs. The seller can also help cover closing costs. 


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