Get a low rate mortgage in Lafayette,LA without the hassle
Finding the best mortgage lender in Lafayette can feel overwhelming. With so many companies to choose from, how can you know which one is right for you? We’re committed to helping you answer all of your Lafayette home buying questions.
If you are looking for a mortgage company that will:
You’ve come to the right place! Our passion is to educate homebuyers on all of the in’s and outs on finding the best home loan for them. We are interested in pressuring you into a loan you don’t want with a payment you can’t afford.
As a mortgage broker in Lafayette, LA we can give you options and opportunities you won’t get anywhere else. Mortgage brokers can:
We’d love the opportunity to provide you with a second opinion on your interest rate, or what another lender says is possible. We DON’T need to pull your credit to give you an interest rate or fee quote. Let us shop for you!
We offer all of the loan programs you’d expect from a local mortgage lender.
If you are looking to work with a lender who can offer you the most options, we’d love to help you.
Are you a first-time homebuyer looking for what your options are? Buying your first home can feel as overwhelming as it is exciting. At Bayou Mortgage, we specialize in helping first-time homebuyers just like you.
As a first-time homebuyer you likely have many questions:
All of these questions are valid and we’d love to answer them for you. We’ve linked some articles to each one that we have written, but if you’d prefer to save time and speak with an expert we are here to help!
The best way to get approved for a mortgage is to work with a lender who can help you (like us). If you’ve found a house you’d like to buy or you want to start looking at houses, it’s a good idea to get pre-approved.
Steps for Pre-Approval:
If you’d like help with this process you can see what you qualify for here, and one of our loan experts will be in touch with you ASAP.
Still, trying to decide where to live in Lafayette? Here are a few of the top areas you may be interested in:
If you are looking to move away from the hustle and bustle of city life, Lafayette has plenty of suburban and rural areas to live in. Some of the suburbs in Lafayette include:
Each of these areas will provide you with ample opportunities to find a house close to amenities and schools.
If you are ready to start your home-buying journey in Lafayette, LA we are here for you! Get the process started by seeing what you can qualify for today.
If you’re shopping for mortgage companies in Baton Rouge, chances are you want to learn about which loan program is right for you.
Check out each loan program below to see what your options are.
An adjustable rate mortgage is a home loan with an inital rate that’s fixed for a specified period then adjusts.
A FHA mortgage is a home loan insurance by the Federal Housing Administration. FHA Loans offer low down payment and flexible credit requirements
VA Mortgage are backed by the Department of Veterans Affairs and are available to military members and veterans.
USDA Rural Development Mortgage is a home loan back by the United States Department of Agriculture and offers loans with no down payment requirement.
Our free home buyer quiz will help you discover how much you’ll money you’ll need to put down, what you credit score needs to be, and what your price range should look like.