Learning Center
First Time Home Buyer's
Thinking about buying your first house? Learn everything you need to need know about the home buying process and buying a house.
Loan Programs
Learn More about the different loan programs Bayou Mortgage offers. FHA, USDA, VA, Conventional, Construction loans and more!
Mortgage Basics
Learn more about the ins and outs of mortgage topics and terms
Featured Resources
Top Public Elementary Schools in Lake Charles, LA
I’m a parent in Lake Charles, and I know how important it is to find the perfect elementary school for our kids. Top Public Elementary
First Time Home Buyer in Lake Charles: What You Need to Know
Do you dream of owning your own home in Lake Charles, Louisiana? As a first-time home buyer, the process of finding and purchasing your first
What Credit Score is Required to Buy a House in Louisiana?
What credit score is needed to buy a house in Louisiana? Hi there! My name is Channing, and today we’ll be answering this common question.
Home Appraisals 101: The Basics You Need to Know
If you’re interested in discovering the ins and outs of home appraisals,then you’ve landed in the perfect spot. A home appraisal is a thorough examination
Appraisal Management Companies (AMCs): What You Need to Know as a Homebuyer or Seller
Are you in the process of buying or selling a home and wondering about the role of Appraisal Management Companies (AMCs)? These companies have become
2023 First Time Home Buyer Programs For Louisiana
Are you a first-time home buyer in Louisiana? If you are buying a house in Louisiana for the first time, you have many different options
5 Steps to Become a Louisiana First-Time Home Buyer
Are you wanting to own your own home in Louisiana? Being a first-time home buyer can feel confusing and overwhelming when trying to decide which
First-Time Home Buyer New Orleans: Programs and Grants
Are you a first-time home buyer looking to purchase your first home in New Orleans or the Surrounding Areas. There are many different loan programs
What is a Move In Ready Home?
For some, purchasing a home where no repairs are needed is a welcome relief of anticipated stress. When shopping for a home the words they
Mortgage Points: Should I Pay Them
If you’ve been speaking with a loan officer or are looking into buying a home, you may have heard the term, points, before. But what
Is it a Good Time to Buy a House?
If you find yourself in the market to purchase a house in 2022, you are probably asking yourself if it’s a good time to buy
The Housing Market Is Slowing Down- Here’s Why
Is The Housing Market Slowing Down? The housing market is finally beginning to show some signs of weakening in the United States, and I think
Is The Housing Market Going To Crash?
Will the housing market crash Are we heading for disaster
Do Mortgage Lenders Look at Rental History?
You may be wondering if your rental history will play a factor in your approval. How does where you’ve lived and how you’ve paid your
What Are Reserves in Mortgage
What are reserves in mortgage? Are you in the process of purchasing a house or you want to purchase a house but you’ve been told
How to Buy a House with No Money Down in 2022
Buying a house in 2022 may be closer than you think. If you’ve been wanting to buy a house but you have no money for
What Credit Score is Needed to Buy a House?
What Credit Score is Needed to Buy a House? You should have a credit score of at least 580 if you want to buy a
How Much Does it Cost to Buy a House in 2022?
How much does it cost to buy a house? It could be less than you think! You could spend $0 buying a house or more
How Long is a Pre-Approval Good For?
How long a pre approval is good for can vary but generally they will last for at least 90 days before they need to be
What is an FHA Loan: 2022 Guide
What Is an FHA Loan? An FHA loan is a mortgage product that is backed by the Federal Housing Administration. The FHA is part of HUD
Want Some Help With Your Mortgage?
Take one of our quizies to see what you qualify for
