Mortgage Basics
What Are Reserves in Mortgage
What are reserves in mortgage? Are you in the process of purchasing a house or you want to purchase a house but you’ve been told
What Credit Score is Needed to Buy a House?
What Credit Score is Needed to Buy a House? You should have a credit score of at least 580 if you want to buy a
How Long is a Pre-Approval Good For?
How long a pre-approval is good for can vary, but generally they will last for at least 90 days before they need to be refreshed.
Does Getting Pre-Approved Hurt Your Credit?
Will Getting Pre-Approved Hurt Your Credit? If you’re thinking about buying a home, you probably know that your credit plays an important role in getting
Mortgage Underwriting: What You Need to Know
What Is Underwriting? Buying a home is a huge commitment’s for you and the lender. With the amount of money involved the lender has to
What is Manual Underwriting?
Underwriting is the process lenders use to determine if you can be approved for the home loan you’ve requested. When it comes to how underwriting
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